Governing Documents

Plain-language reference for all community rules and policies

Horry County Register of Deeds
🏠 Homeowner Controlled

Villas Garden Community is governed by recorded documents on file with the Horry County Register of Deeds. Declarant (Burcale Group, LLC) Class B rights have expired — homeowners now elect the Board and control the Association. This reference organizes all governing documents into plain-language summaries. When in doubt, consult the original recorded documents or a licensed attorney.

Three-Tier Community Structure

Villas Garden Community Association (Master HOA) — Owns and maintains the common areas, playground, and dog park only. Does NOT own any residential buildings. Governs all property owners through the Master CC&Rs.

Forestbrook Condominium Owners Association (Sub-Association #1) — Governs 38 phases/buildings (~207 townhome units). Created by NVR, Inc. Has its own Master Deed and Bylaws. All Forestbrook owners are also subject to the Master CC&Rs.

Villas Garden Condominium Association (Sub-Association #2) — Governs 2 original condo buildings (19 units). Has its own VGC Master Deed. All VGC owners are also subject to the Master CC&Rs.

Board of Directors

Zach Thomas — President
Allison Wikle — Vice President
Doug Harbaugh — Secretary
Dimitri Sleem — Treasurer

ARC Application Fee

$35.00 per application. Work must be completed within 120 days of approval. Always get written approval before starting any exterior work.

Late Fees

30 days past due: $25 late fee + 18%/year interest + $15 collection fee. Lien filed after 105 days.

Rule Violation Fine

$100/occurrence. Continuing violations: $100/month until resolved.

Pets

Max 2 household pets per unit. Dogs must be leashed outside at all times.

Quorum for Votes

51% of total votes at first meeting. 20% at a second meeting if quorum not reached.

Christmas Decorations

May go up after Thanksgiving. Must be removed by January 15.

Short-Term Rentals

Condo units (Buildings A & M) may not be rented for less than 30 days or used as a hotel.

📢 Coming January

Dues consolidation planned — Master HOA and Forestbrook COA assessments will be combined into a single bill. Details to be announced.

Forestbrook COA

38 phases/buildings · ~207 townhome units
Declarant: NVR, Inc.
Master Deed: Book 4601, Page 2690
Subject to Villas Garden Master CC&Rs

VGC Condo Association

2 buildings · 19 units
Building A: 300 Granada St.
Building M: 140 Villa Grande St.
Subject to Villas Garden Master CC&Rs

📢 Coming January

Dues consolidation planned — Master HOA assessments and Forestbrook COA assessments will be combined into a single bill. Details to be announced.

Forestbrook COA

38 phases/buildings · ~207 townhome units
Declarant: NVR, Inc.
Master Deed: Book 4601, Page 2690
Subject to Villas Garden Master CC&Rs

VGC Condo Association

2 buildings · 19 units
Building A: 300 Granada St.
Building M: 140 Villa Grande St.
Subject to Villas Garden Master CC&Rs

  • Assessment — Charges levied by the Board (Annual, Special, or Specific).
  • Association — Villas Garden Community Association, Inc.
  • Common Property — Land, improvements, and easements deeded or leased to the Association for common use.
  • Declarant — Originally SFW, LLC; most recently Burcale Group, LLC. Class B rights have now expired — Association is under homeowner control.
  • Dwelling Unit — Any single-family home, condo unit, townhouse, or apartment unit.
  • Owner — Record title holder of a Lot, Dwelling Unit, or Multi-Family Tract.
  • Master Association — Villas Garden Community Association, Inc. This is a master association only — it owns and maintains the common areas, playground, and dog park. It does NOT own any residential buildings.
  • ARC (Architectural Review Committee) — 3–5 member committee that must approve all exterior changes before work begins.
  • Forestbrook COA (Sub-Association #1) — Forestbrook Condominium Owners Association, Inc. Created by NVR, Inc. as Declarant. Governs 38 phases/buildings and approximately 207 individual townhome units. Has its own Master Deed (recorded October 10, 2022, Book 4601, Page 2690) and Bylaws. All Forestbrook owners are also subject to the Villas Garden Master CCRs.
  • VGC Association (Sub-Association #2) — Villas Garden Condominium Association, Inc. Governs the 2 original condo buildings built by a previous builder (Building A: 300 Granada St. — 12 units; Building M: 140 Villa Grande St. — 7 units). Total: 19 units. Has its own VGC Master Deed (Book 3386, Page 1982). All VGC owners are also subject to the Villas Garden Master CCRs.
  • ⚠️ Important: The Master HOA does NOT own or manage the residential buildings. Each sub-association manages its own buildings and common elements independently, while remaining subject to the Master CCRs.

Every Owner automatically becomes a Member upon accepting title. Voting rights may be suspended for delinquent assessments.

Class A Members — All Owners

One vote per Lot or Dwelling Unit.

Class B — Declarant (Expired)

Previously held by Burcale Group, LLC. These special voting rights have now expired. Homeowners now fully elect and control the Board.

✅ Current Board elected by homeowners: Zach Thomas (President), Allison Wikle (Vice President), Doug Harbaugh (Secretary), Dimitri Sleem (Treasurer).

All Members and guests have an easement of enjoyment in Common Property, subject to Association rules and fees.

Association Powers
  • Adopt and publish rules governing use and conduct; establish fines
  • Suspend Member enjoyment rights for unpaid assessments (indefinitely) or rule violations (up to 60 days)
  • Grant utility, ingress/egress, and access easements over Common Property
The Association cannot suspend a Member's right to use roadways for access to their Dwelling Unit.
Duration

30 years from recording (2009), then automatically renews for successive 10-year periods unless 3/4 of votes at a special meeting vote to terminate.

Amending the CCR

Requires 67% of Members present and voting (30 days' notice required). Declarant consent is no longer required.

Dispute Resolution

Before filing suit, parties must attempt good-faith negotiation, then mediation within 30 days. Jury trial is waived by all parties for covered claims.

Enforcement

The Association or any Member may take legal action to enforce covenants. Failure to enforce at any time does not waive the right to enforce later.

Annual Assessment

Levied each year based on the annual operating budget. Each Owner pays an equal pro-rata share.

Capital expenditures exceeding 20% of the annual operating budget (other than repair/replacement) require approval by a majority quorum of Members.
Special Assessment

For capital improvements, reconstruction, repairs, or emergencies. Requires majority Board vote. Applied uniformly to all Owners.

Specific Assessment

Levied against an individual Owner for: special services they requested; costs to bring their Lot into compliance; or fines assessed to that Owner.

Annual Assessments payable in one installment by January 10 of the assessment year. Association must notify Owners of the budget by December 1 each year.

Working Capital Contribution

At each sale or resale of a Lot or Unit: $450 collected as working capital. This is not an advance payment of assessments.

If not paid within 30 days of the due date: $25 late fee + 18%/year interest (1.5%/month) + $15 collection fee.

After 30 days the Association may sue the Owner personally, foreclose the lien, or suspend membership rights. All collection costs and attorney's fees are added to the amount owed.

The Association may maintain reserve funds for major rehabilitation, emergency repairs, recurring maintenance, and new services. The Board must prepare and make available an annual budget at least 30 days before the start of each fiscal year. Financial books are open to Member inspection during regular business hours.

Current homeowner-elected Board: Zach Thomas (President), Allison Wikle (Vice President), Doug Harbaugh (Secretary), Dimitri Sleem (Treasurer).
Structure Going Forward

Members elect 3–5 Directors with staggered 3-year terms. The Board determines the number of Directors (minimum 3 required by SC law).

Vacancies

Filled by majority vote of remaining Directors, serving until the next Member meeting.

Removal

Any Director may be removed with or without cause by Board vote or majority Member vote.

  • Annual Member meeting: at least once per year
  • Regular or special meetings: 10–45 days advance notice
  • Material amendments or extraordinary actions: at least 25 days
  • Meetings to amend the Declaration: at least 30 days to all Members and Eligible Mortgagees
Quorum

First meeting: 51% of total votes. Second meeting (if needed): 20%.

  • President — Chief executive; presides at all meetings; executes all instruments; appoints committees. Must be a Director.
  • Vice President — Acts in President's absence or disability.
  • Secretary — Records all meetings; gives required notices; maintains records.
  • Treasurer — Keeps financial accounts; disburses funds; renders financial reports; mails assessment notices.
Key Powers
  • Adopt and publish rules & regulations; establish fines
  • Suspend Member rights for delinquent assessments or rule violations
  • Employ managers, contractors, and employees
  • Borrow money and pledge revenues as security
  • Grant utility and easement rights over Common Property
Key Duties
  • Keep complete records open to Member inspection
  • Fix and levy all assessments; send written notice to every Owner
  • Maintain and repair Common Property and facilities
  • Procure liability and hazard insurance
  • Prepare annual budget; retain records at least 3 years

Now that Class B rights have expired, the Bylaws may be amended by affirmative vote or written consent of Members holding at least 67% of total votes. Declarant consent is no longer required. The Board may still unilaterally amend for legal compliance or governmental requirements.

All restrictions apply to Owners, occupants, tenants, and guests. Owners are responsible for ensuring compliance by all occupants.

TopicRule SummaryStatus
Residential UseLots and units for residential purposes only. Rental is considered residential. No commercial trade visible/audible from outside.Required
Home BusinessAllowed if not detectable from outside (sight, sound, smell), no clients coming to property, consistent with residential character.Allowed
Construction CompletionExterior must be completed within 1 year of construction start. Site kept clean during construction.Required
Rebuilding After DamageDebris must be removed and lot restored within 3 months if structure is destroyed.Required
MaintenanceEach Owner must maintain their unit comparable to original construction (excepting normal wear and tear).Required
Parking — MinimumMust provide off-street parking for at least 2 automobiles before occupancy.Required
Commercial VehiclesRVs, motor homes, campers, trailers, boats, ATVs, golf carts, mopeds — enclosed garages or Board-designated areas only.Garage Only
SignsNo signs except those approved by ARC or required by law.ARC Approval
Antennas / DishesNo antennas. Satellite dishes (max 1 meter) require ARC approval; must not be visible from street.ARC Approval
Exterior LightsSeasonal lights allowed Thanksgiving through January 15. All other exterior lights require ARC approval.ARC Approval
Solar / Energy EquipmentNo solar panels unless integral and harmonious part of architectural design, per ARC discretion.ARC Approval
Pools, Spas, Hot TubsNo pools, spas, pergolas, or hot tubs without prior ARC written consent.ARC Approval
FencesNo fences without ARC approval. Black aluminum/wrought iron only for perimeter (max 4'). White vinyl patio privacy fences allowed (max 6').ARC Approval
MailboxesSize, shape, color, and lettering must be ARC-approved.ARC Approval
Site AlterationsNo grading, excavating, drainage work, or landscaping changes without ARC written approval.ARC Approval
Tree RemovalNo removal except diseased, dead, or safety hazard trees unless ARC approves.ARC Approval
Utility LinesNo overhead utility lines (including cable TV) within the Property.Prohibited
PetsMax 2 household pets per unit. Dogs leashed outside at all times. No commercial pets.Allowed w/ Rules
GarbageNo outdoor burning. Trash containers stored in garage; placed at driveway end night before pickup only.Required
FirearmsDischarge of any firearm (including BB guns, pellet guns) is prohibited on the Property.Prohibited
Temporary StructuresNo tents, sheds, or trailers. Party tents for special events need prior Board approval.Prior Approval
WaterwaysLakes, ponds, streams — aesthetic only. No fishing, boating, hunting, or flotation devices without Board approval.Board Approval
Garage SalesNo garage sales, rummage sales, or similar activities.Prohibited
Short-Term Rentals (HPR)Buildings A & M units may not be rented for less than 30 days or used as a hotel.Prohibited
Recreational EquipmentNot allowed anywhere on the Property.Prohibited

Effective March 30, 2023. All exterior modifications require a completed Home Improvement Application and written ARC approval before work begins — unless noted as "No Approval Required." Application fee: $35.00. Once approved, complete within 120 days and notify property management.

⚠️ Starting work without ARC approval may result in fines of $50/week, forced removal at the owner's expense, and/or legal action.

Antennas are not permitted. See Satellite Dishes for dish-specific rules.

  • Must match existing roof color and be aesthetically pleasing
  • Permitted on rear roof plane only
  • Passive and/or mechanical exhaust styles only
  • Exterior retractable awnings only — must be post-free
  • Color must be compatible with the home's architectural design
  • Permitted on rear portion of structure only
  • Rear of house only, within 10 feet of rear patio; max 6-foot poles
  • Maximum 2 per house; max size 16" × 16". No gourds.
  • Up to 2 pots on front porch entry; up to 1 in front planting bed
  • No plastic pots allowed
  • Holiday decorations: up 1 week before event, down within 1 week after
  • Christmas decorations: allowed after Thanksgiving; must be removed by January 15
  • Exterior artificial flowers are not allowed
  • Purpose must be footing, navigation, or security — not decorative
  • Must not illuminate adjoining lots or shine into windows
  • Recommended: low-voltage, ground-mounted, concealed by plantings
  • No lamp posts without approval; no extension cords (except holiday lights)
  • Color lighting is not permitted
  • Insect-repelling colored bulbs may be used only in rear fixtures only
No work may begin without ARC approval. Attach a surveyor's plat sketch to your application.
Perimeter Fences
  • Black aluminum or wrought iron only — maximum height 48" (4 feet)
  • Must begin at rear corners of the home, extend straight back max 10 feet
  • Minimum 48" service gate required on the rear fence line
Patio Privacy Fences
  • Maximum height: 6 feet; white vinyl permitted
If a perimeter fence is installed, the owner becomes responsible for maintaining their yard to HOA standards — the HOA will no longer maintain that area.

One (1) garden flag not exceeding 24 inches per home.

  • All fixtures must be completely or partially hidden by plant material
  • Fixture colors: black, earth tone brown, or bronze only
  • No extension cord connections

Must be coiled and stored out of sight when not in use — in a hose box or the garage.

Recreational equipment is not allowed anywhere in Villas Garden Community.

  • Maximum diameter: one meter (39.37")
  • Color compatible with home's materials; must not be visible from the street or side
Preferred Locations
  • Ground level in rear, screened by landscaping
  • On a pole in rear yard, preferably screened
  • On rear roof, below the peak, as close to gutter line as possible
  • Front yard: 1 black wrought iron hook with live plants/flowers
  • Rear yard: maximum 2 black wrought iron hooks

May only be placed at the driveway end the night before pickup. Must be returned to the garage after pickup.

One (1) wind chime in the rear of the house, no larger than 2 feet long, as long as it does not become a nuisance to neighbors.

  • Lawn furniture: patio in rear yards only; requires ARC approval
  • Sculptures: max 1 per property, max height 36 inches, front or rear
ViolationFine
Failure to submit application before starting work$50/week
Submission after the fact (while unapproved work exists)$50/week
Installation not compliant with standards — initial$50 flat
Continuing non-compliance after 2nd notice$50/week

After two written notices, matter referred to legal counsel. Owner responsible for all attorney's fees and costs.

Appeals

Appeal a ARC decision to the Board of Directors within 10 business days of receipt of the denial letter.

Effective February 27, 2023. Adopted by the Board of Directors and administered by the Association's professional management company.

Assessments are due on the first day of each month and are delinquent if not posted to the bank within 30 days.

"Posted" means actually deposited in the bank — not mailed. Mail delays do not excuse late payment.
ChargeAmountWhen Applied
Late fee$25.0030 days past due
Interest18%/year (1.5%/mo)From due date, ongoing
Collection fee$15.00When late notice is required

The Board may assess a fine of $100.00 per occurrence for any violation of the Declaration, Bylaws, ARC Guidelines, or Association rules.

Continuing violations: $100.00 per month until cured to the Board's satisfaction.
DayAction
Day 1Assessment due
Day 30Delinquent — $25 late fee + $15 collection fee + 18%/yr interest begins
Day 30+First past-due notice mailed
Day 60+Second past-due notice mailed
Day 90+Final notice — 15 days to pay or attorney is engaged
Day 105+Lien recorded; all lien fees charged to Owner
OngoingForeclosure possible by majority Board vote in Executive Session
Owners could lose ownership of their property through foreclosure.

While an account is delinquent, the Board may suspend:

  • Use of recreational facilities
  • Trash collection service (reinstatement fees apply when current)
  • Voting rights — only Owners in good standing may vote
The Association cannot block a delinquent Owner from accessing their own home — road and access rights are always protected.
February 13, 2009 · Book 3386, Page 1928
Original Declaration of Covenants, Conditions & Restrictions

Recorded by SFW, LLC. Established Villas Garden Community and created Villas Garden Community Association, Inc.

February 2009 · (Exhibit B to CCR)
Original Bylaws of Villas Garden Community Association, Inc.

Filed simultaneously with the Declaration. Established the operational framework for the Association.

Book 3493, Page 1661
Assignment of Declarant Rights — SFW, LLC → Tidewater Land Group, LLC

SFW, LLC transferred all Declarant rights to Tidewater Land Group, LLC.

December 17, 2021 · Book 4498, Page 486 & 520
2021 Amendment to CCR + First Amendment to Bylaws

Key changes: updated Class B termination triggers; added VGC condo building protections; replaced fixed assessment cap with pro-rata formula; added mandatory mediation and jury trial waiver; Board size updated to 3–5 Directors; bylaws amendment threshold changed to 67% Member vote.

December 17, 2021 · Book 4498, Page 883
Assignment of Declarant's Rights — Tidewater Land Group → Burcale Group, LLC

All Declarant rights transferred to Burcale Group, LLC (330 Patterson Drive, Myrtle Beach, SC 29572) on the same day the 2021 amendments were recorded.

March 20, 2023 · Board Resolution
Board Resolution — Board Re-Appointment & ARC Formation

Burcale Group, LLC appointed Drew Flynn (President), Charles Flynn (Vice President), Jack Moran (Secretary). ARC formally established with the same three members.

March 30, 2023 · Deed BK 4662 PG 380 & 384
Delinquent Assessment Policy + Architectural Standards Handbook

Two Board-adopted policies recorded with Horry County: Fine Policy ($25 late fee, 18%/year interest, $100 violation fines) and ARC Architectural Standards Handbook ($35 application fee, 120-day completion window).

October 10, 2022 · Book 4601, Page 2690
Forestbrook Horizontal Property Regime — Master Deed Recorded

Created by NVR, Inc. (Virginia corporation; SC office: 2050 Corporate Centre Drive, Myrtle Beach). Established the Forestbrook Condominium Owners Association, Inc. as a sub-association under the Villas Garden Master CC&Rs. The Villas Garden Community Association is explicitly defined as the "Master Association" in the Forestbrook Master Deed.

  • Phase 1: Building T1 (4 units) — expandable through additional phases
  • Grown to 38 phases and approximately 207 individual townhome units
  • Working capital: $250 per unit transfer
  • Budget becomes effective unless disapproved by 2/3 vote of owners
  • All Forestbrook owners are also subject to the Villas Garden Master CC&Rs
April 21, 2025 · Book 4934, Page 93
32nd Amendment to Forestbrook Master Deed — Corrective (Scrivener's Error)

Corrected a typographical error in the 30th Amendment which had referred to the Phase 30 building as "Building H1" — it should have been "Building H2". No other provisions changed.

August 8, 2025 · Book 4976, Page 3184
36th Amendment to Forestbrook Master Deed — Phase 36, Building O1

NVR, Inc. submitted Phase 36 (Building O1) to the Forestbrook Horizontal Property Regime, expanding the community further. Amendments to Exhibits A, B, C, and D incorporated the new building.

Current — Homeowner Control
🏠 Transition to Homeowner Control

Declarant (Burcale Group, LLC) Class B voting rights expired. Homeowners voted to elect their own Board — the first homeowner-controlled Board in Villas Garden Community's history.

  • Zach Thomas — President
  • Allison Wikle — Vice President
  • Doug Harbaugh — Secretary
  • Dimitri Sleem — Treasurer
The Board now has full authority to manage the Association, set assessments, appoint ARC members, and enforce governing documents — without Declarant consent.